Asset Financing

ANT has extensive experience in providing asset financing and asset financing services to businesses throughout southern California. When capital equipment - or just plain old capital - is needed we can help with customized programs to fit your situation.

ANT helps businesses acquire financing by determining the best alternatives, preparing the loan package/business plan, shopping the deal, and negotiating the best possible financing and legal terms. Sterling credit is not a requirement.

Common options may include:

1. Equipment Leasing - From PC's to sale-leaseback of major assets, we have years of experience in working with lessors and lessees alike to figure and structure the right deal, including cash-flow, tax, and FASB issues.
   
   
2. Real-Property Sale-Leaseback - We are especially aggressive in sale-leaseback of facilities, where owners can cash-out of their real-property investments, use the proceeds for other purposes, and continue using the property as before. There may be significant and favorable tax consequences to this as well.
   
   
3. Asset-Based Lending - The best financing tool for some assets is collateral-based lending, where businesses enjoy better rates, interest and depreciation write-offs and accretion of net equity through ownership. We can help figure what's right for you.
   
   
4. Unsecured Credit Lines - When flexibility is needed for major changes in cash flow, unsecured credit lines are often the best financing vehicle. ANT can help prepare your presentation and pro-formas for the optimal deal, and shop it to hungry lenders.
   
   
5. Accounts Receivable Financing - AR financing is traditionally used heavily in certain industries but there is much to know in order to get the right deal and minimize expenses. Let ANT find the right factor and get this in place.
   
   
6. SBA Loans - SBA offers many programs for small businesses but much work is required in deciding upon the right structure, preparing the loan package and executing the deal. Many applications are never completed when momentum is lost due to fatigue. But we can keep your application on course to a timely funding.
   
   
7. Other - There are many other financing possibilities for your business so let's talk and figure what makes sense.
   

And when it's time our legal counsel have extensive experience explaining the risks and exposures in secured lending, equipment leasing, conditional sale contracts, structured finance, project finance, and other asset financing agreements.